Member Rates


Share Rates

Effective as of April 3, 2023

Account TypeAPR*APY**
Regular Shares0.15%0.15%
Christmas Club0.15%0.15%
Special Shares0.20%0.20%
IRA1.00%1.00%
*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
Rates subject to change at any time.

Certificates of Deposit

($5,000 or more)
Effective as of October 13, 2026

Term of CDAPR*APY**
182 Days4.35%4.42%
One Year4.25%4.32%
18 Month3.00%3.03%
Two Years2.75%2.78%
*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
Rates subject to change at any time.

IRA Certificates of Deposit

($5,000 or more)
Effective as of October 13, 2026

Term of CDAPR*APY**
182 Days4.35%4.42%
One Year4.25%4.32%
18 Month3.00%3.03%
Two Years2.75%2.78%
*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
Rates subject to change at any time.