Consumer
Real Estate Loan Rates
Effective as of December 17, 2025
First Mortgage (maximum $350,000)
| Loan Type | APR* Range |
|---|---|
| Fixed Rate – 10 years | 5.50% – 8.50% |
| Fixed Rate – 15 years | 5.75% – 9.25% |
| 5 year/5 year ARM – 30 years | 5.50% – 8.50% |
| 10 year/1 year ARM – 30 years | 5.50% – 8.50% |