Personal Banking

Personal Checking

Federally Insured

Deposits federally insured up to $250,000 by the NCUA.


Our basic checking account offers numerous advantages over traditional checking programs. There is no minimum balance required as well as no service charge. Our checking accounts also offer optional overdraft protection for qualifying accounts. Deposits can made to your checking account by:

  • Direct Deposit
  • Payroll Deductions
  • Over the counter
  • Wire transfer
  • By mail
  • Transfers from other ERCU accounts
  • Remote deposit capture via our mobile app
  • Night Drop deposit box

All deposits into your checking account are federally insured in conjunction with the aggregate total of your account up to $250,000 by the NCUA. Statements for checking accounts are mailed or emailed out at the end of each month.