About Us

What’s New


Past Newsletters:

Winter 2024
Fall 2023
Summer 2023

ERCU Welcomes the Members of McNairy County Employees Credit Union!

ERCU is pleased to welcome the members of McNairy County Employees Credit Union to the ERCU family. With approval from NCUA and the Tennessee Department of Financial Institutions, the official merger took place on April 1, 2022. We are very proud to be able to serve our members from six different locations in five counties, and to bring our new members of McNairy County the same hometown experience they expect plus all the modern services ERCU has to offer. Our current members are welcome to stop by this full-service branch if you are in the Adamsville area. The McNairy Branch is open Monday – Friday from 8:00am until 4:30pm and features a night deposit drop off and a 24/7 ATM.

Say Hello to VBanking!

Employee Resources Credit Union is proud to offer this new video banking experience to our members! With one click, members can be connected to the staff of our virtual branch by video conference. Once connected, members will have the full service of ERCU all from the comfort of their computer or smart device. Operational hours for VBANKING are Monday through Friday, 8-4:30. You can access our virtual branch by clicking the link on our website or downloading the app in the Google Play store or iTunes App Store. We can’t wait to see you on VBANKING, virtual service with a personal touch.

We Have the EMV Chip Cards and Instant Issue Capability

Want to be better protected from Fraud? Come into your local branch and have them instantly print you a new EMV chip card.

We Now Have Six Branches to Serve Our Members

ERCU now has offices located in Lawrenceburg, Pulaski, Waynesboro, Lexington and Adamsville, TN. All branches are open from 8:00 AM to 4:30 PM Monday thru Friday with our Lawrenceburg office Drive-thru open on Saturdays from 8:00 AM – 12: 00PM. We also have a branch on Remke Avenue in Lawrenceburg, TN serving our members by Drive-thru and Video Banking only. Hours of operation for the Remke Branch are Mondays thru Fridays 8:00 AM – 4:30 PM. For phone numbers and locations please see our Contact Us page.

Mobile Banking Puts Us in the Palm of Your Hand!

If you have a smart phone and you’re already signed up for Home Banking, you can use our convenient Mobile App to do your banking. Just go to your google store or apple store to download our mobile app to your smart phone and you’ll be ready to check your accounts from anywhere.

Remote Deposit Capture is Available

We have Remote Deposit Capture available. Sign up by logging into your mobile banking and requesting the option.

VISA Platinum Credit Cards with ERCU 4.99% on Balance Transfers

Tired of paying high interest rates and fees on your current credit card? Then check with ERCU about our VISA Platinum Credit Card program. Interest rates range from 8.99% to 15.99% with Balance Transfers at 4.99% for the first six billing cycles with NO Balance Transfer Fees! Contact us today for more information.