About Us

What’s New


Past Newsletters:

Spring 2020
Winter 2020
Fall 2019

Lobby Update

Due to the rise in COVID-19 cases, all ERCU lobbies will be temporarily closed effective Monday, July 20th. Each branch will remain fully functional via drive thru, phone, and online services. We thank you for your patience and understanding during this time. For assistance or more information, please contact your local branch.

We Now Have the EMV Chip Cards and Instant Issue Capability.

Want to be better protected from Fraud? Come into your local branch and have them instantly print you a new EMV chip card.

We Now Have Five Branches to Serve Our Members

ERCU now has offices located in Lawrenceburg, Pulaski, Waynesboro and Lexington, TN. All branches are open from 8:00 AM to 4:30 PM Monday thru Friday with our Lawrenceburg office Drive-thru open on Saturdays from 8:00 AM – 12: 00PM. We also have a branch on Remke Avenue in Lawrenceburg, TN serving our members by Drive-thru only. Hour of operation for the Remke Branch are Mondays thru Wednesdays 8:00 AM – 4:30 PM and Thursdays and Fridays 9:00 AM – 5:30 PM. For phone numbers and locations please see our Contact Us page.

With Audio Banking, We Are NEVER Closed!

Be sure and check out the Audio Banking banner on our Home page. You can now call toll free and check your balances, transfer funds, and more!

Mobile Banking Puts Us in the Palm of Your Hand!

If you have a smart phone and you’re already signed up for Home Banking, you can use our convenient Mobile App to do your banking. Just go to your google store or apple store to download our mobile app to your smart phone and you’ll be ready to check your accounts from anywhere.

Remote Deposit Capture is Available Now.

We now have Remote Deposit Capture. Sign up by logging into your mobile banking and requesting the option.

VISA Platinum Credit Cards with ERCU 4.99% on Balance Transfers

Tired of paying high interest rates and fees on your current credit card? Then check with ERCU about our VISA Platinum Credit Card program. Interest rates range from 8.99% to 15.99% with Balance Transfers at 4.99% for the first six billing cycles with NO Balance Transfer Fees! Contact us today for more information.

Online Check Copies

Need a copy of a check that has cleared your account? You can now get these copies from our Home Banking page. Simply double click on the check number found on either the history page or the account detail page and you will be able to view or print both front and back of the check. For more information, please contact our office.