HOLIDAY SKIP PAYS ARE BACK!
This Holiday Season, you can take a break from your loan payments. Skip pays are available for both November and December. You can skip one or both months for a fee of $45 per loan/per month. Fees are due immediately upon request. Real Estate loans are not eligible for this program. This promotion is only available for a limited time, so don’t miss out! Call your local branch for more details.
November Deadline: November 25th
December Deadline: December 28th
Say Hello to VBanking.
Employee Resources Credit Union is proud to offer this new video banking experience to our members! With one click, members can be connected to the staff of our virtual branch by video conference. Once connected, members will have the full service of ERCU all from the comfort of their computer or smart device. Operational hours for VBANKING will be Monday through Friday, 8-4:30. You can access our virtual branch by clicking the link on our website or downloading the app in the Google Play store or iTunes App Store. We can’t wait to see you on VBANKING, virtual service with a personal touch.
We Have the EMV Chip Cards and Instant Issue Capability.
Want to be better protected from Fraud? Come into your local branch and have them instantly print you a new EMV chip card.
We Now Have Five Branches to Serve Our Members
ERCU now has offices located in Lawrenceburg, Pulaski, Waynesboro and Lexington, TN. All branches are open from 8:00 AM to 4:30 PM Monday thru Friday with our Lawrenceburg office Drive-thru open on Saturdays from 8:00 AM – 12: 00PM. We also have a branch on Remke Avenue in Lawrenceburg, TN serving our members by Drive-thru only. Hour of operation for the Remke Branch are Mondays thru Fridays 8:00 AM – 4:30 PM. For phone numbers and locations please see our Contact Us page.
With Audio Banking, We Are NEVER Closed!
Be sure and check out the Audio Banking banner on our Home page. You can now call toll free and check your balances, transfer funds, and more!
Mobile Banking Puts Us in the Palm of Your Hand!
If you have a smart phone and you’re already signed up for Home Banking, you can use our convenient Mobile App to do your banking. Just go to your google store or apple store to download our mobile app to your smart phone and you’ll be ready to check your accounts from anywhere.
Remote Deposit Capture is Available Now.
We now have Remote Deposit Capture. Sign up by logging into your mobile banking and requesting the option.
VISA Platinum Credit Cards with ERCU 4.99% on Balance Transfers
Tired of paying high interest rates and fees on your current credit card? Then check with ERCU about our VISA Platinum Credit Card program. Interest rates range from 8.99% to 15.99% with Balance Transfers at 4.99% for the first six billing cycles with NO Balance Transfer Fees! Contact us today for more information.
Online Check Copies
Need a copy of a check that has cleared your account? You can now get these copies from our Home Banking page. Simply double click on the check number found on either the history page or the account detail page and you will be able to view or print both front and back of the check. For more information, please contact our office.