In-House Mortgage Loans
Real Estate
Employee Resources Credit Union is proud to offer our members low rates on our mortgage loans. We want to help our members by providing a variety of both in-house and secondary market loan programs. Our in-house mortgages offer flexibility and the security of knowing that your mortgage is held and serviced by your trusted lender, Employee Resources Credit Union. We offer both First Mortgage and Home Equity loans.

First Mortgage (Maximum $300,000)
- Fixed Rate – 10 Years
- Fixed Rate – 15 Years
- 5 Year/5 Year ARM – 30 Years
- 10 Year/1 Year ARM – 30 Years
Home Equity (Maximum $75,000)
- Home Equity Fixed Rate – 15 Years or Less
- HELOC – Adjustable Rate – 15 Years or Less