Mortgage Loans

In-House Mortgage Loans

Real Estate

Employee Resources Credit Union is proud to offer our members low rates on our mortgage loans. We want to help our members by providing a variety of both in-house and secondary market loan programs. Our in-house mortgages offer flexibility and the security of knowing that your mortgage is held and serviced by your trusted lender, Employee Resources Credit Union. We offer both First Mortgage and Home Equity loans.

House with Family

First Mortgage (Maximum $350,000)

  • Fixed Rate – 10 Years
  • Fixed Rate – 15 Years
  • 5 Year/5 Year ARM – 30 Years
  • 10 Year/1 Year ARM – 30 Years

Home Equity (Maximum $75,000)

  • Home Equity Fixed Rate – 15 Years or Less
  • HELOC – Adjustable Rate – 15 Years or Less