Member Rates

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Loan Rates

Effective as of March 31, 2025

Loan Type	APR* Range
New or Used Auto (2023-2025)
48 mos. – 60 mos. – 72 mos. – ($20,000-$29,999) 84 mos. – ($30,000 and above)	4.99% – 17.25% 4.99% – 17.25% 4.99% – 17.25% 4.99% – 11.50%
Used Auto (2019-2022)
60 mos. – 72 mos. – ($20,000 and above)	5.50% – 17.25% 5.50% – 17.75%
Used Auto (2016-2018)
60 mos. –	7.25% – 17.75%
Used Auto (2014-2015)
48 mos. –	7.75% – 17.95%
Used Auto (2013-older)
36 mos. –	7.75% – 17.95%
Recreational Vehicles, Farm Equipment & Boats
80% Value – 90% Value – 100% Value –	6.25% – 16.00% 6.25% – 17.00% 7.25% – 10.00%
Share-Certificate Loans
6 – 120 mos. –	2% above current account rate
Signature
6 – 60 mos. –	10.25% – 17.95%

*APR=Annual Percentage Rate