Member Rates


Loan Rates

Effective as of December 1, 2023

Loan TypeAPR* Range
New or Used Auto (2021-2023)
48 mos. –
60 mos. –
72 mos. –
($20,000-$29,999)
84 mos. –
($30,000 and above)
5.75% – 17.25%
6.00% – 17.25%
6.50% – 17.25%

7.00% – 11.50%


Used Auto (2017-2020)
60 mos. –
72 mos. –
($20,000 and above)
6.75% – 17.25%
7.00% – 17.75%
Used Auto (2014-2016)
60 mos. –7.25% – 17.75%
Used Auto (2012-2013)
48 mos. –7.75% – 17.95%
Used Auto (2011-older)
36 mos. –7.75% – 17.95%
Recreational Vehicles, Farm Equipment & Boats
80% Value –
90% Value –
100% Value –
6.25% – 16.00%
6.25% – 17.00%
7.25% – 10.00%
Share-Certificate Loans
6 – 120 mos. – 2% above current account rate
Signature
6 – 60 mos. –10.25% – 17.95%
*APR=Annual Percentage Rate