Member Rates


Loan Rates

Effective as of January 1, 2021

Loan TypeAPR* Range
New or Used Auto (2019-2021)
48 mos. –
60 mos. –
72 mos. –
($20,000-$29,999)
84 mos. –
($30,000 and above)
3.50% – 15.00%
3.75% – 16.00%
4.25% – 15.00%

4.75% – 9.25%


Used Auto (2015-2018)
60 mos. –
72 mos. –
($20,000 and above)
5.25% – 16.00%
5.50% – 17.00%
Used Auto (2012-2014)
60 mos. –5.75% – 17.00%
Used Auto (2010-2011)
48 mos. –6.50% – 17.80%
Used Auto (2009-older)
36 mos. –6.50% – 17.80%
Recreational Vehicles, Farm Equipment & Boats
80% Value –
90% Value –
100% Value –
5.25% – 16.00%
5.25% – 17.00%
6.25% – 10.00%
Share-Certificate Loans
6 – 120 mos.2% above current account rate
Signature
6 – 60 mos. –8.25% – 17.95%
*APR=Annual Percentage Rate