About Us


Our History

Our Mission

Our mission is to become a total financial partner by providing outstanding services, products and support.

Chartered in 1964

Employee Resources Credit Union was originally chartered in March, 1964 as Murray Ohio Savings Association Credit Union by seven charter members. These seven charter members had a vision of forming a convenient place for members to save and borrow money. Each member was required to pay an entrance fee of 25 cents and the unsecured loan limit could not exceed $200.00.


Name Changes

In September, 1995 the credit union changed its name to Murray Credit Union. In April, 1998 Murray Credit Union was given approval to add other employee groups to the field of membership. Our name changed again in October, 1998 from Murray Credit Union to our present name Employee Resources Credit Union.


A New Facility

In 1999 the board of directors of the credit union had a new vision and a new direction. They decided to build a new facility to serve all of our members as a result of the expansion of our field of membership to include the new groups. The building was completed and the move was made in July, 2000.


Community Charter

In 2003 the credit union was approved for a Community Charter which opened our membership to anyone who lives, works, worships, or attends school in Lawrence County. In early 2005 our charter was again changed to expand our community charter to include Lawrence, Giles and Wayne counties. In late 2005 we opened a branch office in Pulaski to provide service to members in Giles County. A branch office was opened in Waynesboro in 2011 for the convenience of our Wayne county members. In 2012, LMPCO Credit Union in Lexington, TN merged with ERCU resulting in our fourth branch and opening our community charter to include Henderson county.


New Main Office

As ERCU continued to grow and expand, we had quickly outgrown our main office built in 2000. The board of directors made the decision to build a new main office located at 2135 North Locust Avenue in Lawrenceburg, Tennessee. The building was completed and opened for business in January of 2015. This location provided space for a growing number of employees and future growth.


Now Serving Over 17,000 Members

The credit union now has over 17,000 members (see Membership). Financial services include a variety of savings and loan products, certificates of deposit and checking accounts. ATM cards, check cards and ACH processing have made low cost services available for our members (see Services).