Online Banking

ERCU members have 24/7 access to their accounts through ERCU’s home banking service.  Members can transfer between accounts, make loan payments, access transaction histories, and more. Online banking is free to all members and only requires a signature to sign up.

Video Banking

Employee Resources Credit Union is proud to offer this new video banking experience to our members! With one click, members can be connected to the staff of our virtual branch by video conference. Once connected, members will have the full service of ERCU all from the comfort of their computer or smart device. Operational hours for VBANKING are Monday through Friday,  8-4:30. You can access our virtual branch by clicking on the link on our website or downloading the app in the Google Play store or iTunes App Store. We can’t wait to see you on  VBANKING, virtual service with a personal touch.

Audio Response Banking

Audio Response is a free service that allows members to receive information about their account over the phone. To sign up for Audio Response, all we need is your signature on a single form to receive your password. Once you have signed up for Audio Response you can call the local number, 931-762-7513 or toll free number, 1-855-888-3728 to do any of the following:

  • Deposit Account Balance
  • Loan Account Balance
  • Transfer Funds
  • Make Loan Payments
  • Current Rates
  • Transaction history

Mobile App

Our mobile app is FREE and available to anyone who has online banking. With the app you can access your accounts anywhere you have internet access from your phone or tablet. Need to deposit a check? Need to transfer funds between accounts? Need to make a loan payment? Do it all, right from the convenience of your mobile device! Just search Employee Resources Credit Union on the App store or Google Play store.

Remote Deposit

This service is available to those who have the Employee Resources Credit Union mobile app. Using the camera on your mobile device, you can snap a picture of a check to deposit into your account. After correctly following the prompts given on the app, your check will be reviewed for deposit in 24-48 hours.

Bill Pay

Order Checks