Member Rates


Share Rates

Effective as of April 3, 2023

Account TypeAPR*APY**
Regular Shares0.15%0.15%
Christmas Club0.15%0.15%
Special Shares0.20%0.20%
IRA1.00%1.00%
*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
Rates subject to change at any time.

Certificates of Deposit

($5,000 or more)
Effective as of December 17, 2025

Term of CDAPR*APY**
182 Days3.50%3.55%
One Year3.25%3.29%
18 Month3.00%3.03%
Two Years2.75%2.78%
*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
Rates subject to change at any time.

IRA Certificates of Deposit

($5,000 or more)
Effective as of December 17, 2025

Term of CDAPR*APY**
182 Days3.50%3.55%
One Year3.25%3.29%
18 Month3.00%3.03%
Two Years2.75%2.78%
*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
Rates subject to change at any time.