Member Rates

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Loan Rates

Effective as of November 2, 2026

Loan Type	APR* Range
New or Used Auto (2024-2026)
48 mos. – 60 mos. – 72 mos. – ($20,000-$29,999) 84 mos. – ($30,000 and above)	5.25% – 17.50% 5.50% – 17.50% 5.75% – 17.25% 6.00% – 11.50%
Used Auto (2020-2023)
60 mos. – 72 mos. – ($20,000 and above)	6.25% – 17.50% 6.50% – 17.50%
Used Auto (2017-2019)
60 mos. –	6.75% – 17.50%
Used Auto (2015-2016)
48 mos. –	7.25% – 17.50%
Used Auto (2014-older)
36 mos. –	7.25% – 17.50%
Recreational Vehicles, Farm Equipment & Boats
80% Value – 90% Value – 100% Value –	7.50% – 16.25% 7.50% – 17.50% 8.50% – 11.25%
Share-Certificate Loans
6 – 120 mos. –	2% above current account rate
Signature
6 – 60 mos. –	9.50% – 16.00%

*APR=Annual Percentage Rate