Member Rates

Also see… Account Rates :: Real Estate Rates :: Loans :: Loan Calculators

Loan Rates

Effective as of January 1, 2026

Loan Type	APR* Range
New or Used Auto (2024-2026)
48 mos. – 60 mos. – 72 mos. – ($20,000-$29,999) 84 mos. – ($30,000 and above)	5.00% – 17.25% 5.25% – 17.25% 5.50% – 17.25% 5.75% – 11.25%
Used Auto (2020-2023)
60 mos. – 72 mos. – ($20,000 and above)	6.00% – 17.25% 6.25 – 17.75%
Used Auto (2017-2019)
60 mos. –	6.50% – 17.75%
Used Auto (2015-2016)
48 mos. –	7.00% – 17.95%
Used Auto (2014-older)
36 mos. –	7.00% – 17.95%
Recreational Vehicles, Farm Equipment & Boats
80% Value – 90% Value – 100% Value –	7.25% – 16.00% 7.25% – 17.00% 8.25% – 11.00%
Share-Certificate Loans
6 – 120 mos. –	2% above current account rate
Signature
6 – 60 mos. –	9.25% – 17.95%

*APR=Annual Percentage Rate