Mortgage Loans

We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.

Privacy Policy

Privacy Notice

Under current law, we are required to give you this privacy notice. It describes Employee Resources Credit Union’s privacy policy and practices about the personal information we collect and disclose, including the parties who receive personal and sometimes nonpublic information from us as we conduct business of the credit union.

Employee Resources Credit Union collects non-public information about you from the following sources:

  • Information we receive from you on member applications or other forms;
  • Information about your transactions with us or others; and
  • Information we receive from a consumer reporting agency (assuming applicable).

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to terminate your membership or become an inactive member, we will not share information we have collected about you, except as permitted by law.

Employee Resources Credit Union restricts access to your personal account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and personal safeguards that comply with federal regulations to guard your nonpublic personal information.

If after reading this notice you have any questions, please contact us by phone.

ERCU Website

Our servers collect standard non-identifying information about our web page visitors. This information is viewed only in general group statistics and is not personally identifying. For example, we collect the date, time of visit, and IP address. This information is used to compile standard statistics on site usage only.

If personal identifying information is received via an e-mail, this information will only be used to communicate with you and to handle your request. Unfortunately, e-mail transmissions are not necessarily secure against interceptions. If your communication is sensitive or includes personal information like your credit union account number or social security number, you may want to send it by postal mail instead.