Secured/Unsecured LoansSignature Loans
Unsecured signature loans are available in amounts ranging from $500.00 to $7500.00 with approved credit.
Share Secured Loans
Funds in your share/savings or certificate accounts may be used as security for a loan. Interest rates are 2% above the dividend rate you are earning on the share or certificate account.
New Auto Loans
We loan up to 100% of purchase price with financing up to 84 months depending on loan amounts.
Used Auto Loans
We finance the purchase of used autos or refinance an existing auto loan up to 100% of the purchase price or NADA retail value for members who qualify.
Recreational Vehicles, Farm Equipment, Campers & Boats
Financing is available for up to 100% of purchase price or NADA retail for qualified borrowers.
Real Estate1st Mortgage
We offer several 1st Mortgage options, including Conventional Financing, FHA, VA, USDA, and Rural Development loans with terms up to 30 years and 95% LTV. Check with one of our loan officers to help select the mortgage type that's best for you.
More about Mortgages...
Home Equity Line of Credit
We offer adjustable rate home equity loans with a maximum loan amount of $50,000 and terms up to 15 years.
©Copyright 2018 Employee Resources Credit Union. All Rights Reserved.
1604 Remke Ave., P.O. Box 987, Lawrenceburg, TN 38464 ι (931) 766-9288 ι Fax: (931) 762-0583
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