Dividends

Effective as of January 13, 2009

Account Type	APR	APY
Regular Shares	.50%	.50%
Christmas Club	.50%	.50%
90 Day Investment Account ($500 or more)	1.00%	1.01%

Certificates of Deposit

($5,000 or more)

Effective as of March 2, 2011

Term of CD	APR	APY
182 Days	0.75%	0.75%
One Year	1.00%	1.01%
Two Years	1.50%	1.51%

Loan Rates

Effective as of July 1, 2010

Loan Type	APR Range
New Auto, Truck or Boat (2011-2010) 36 mos. - 48 mos. - 60 mos. - 72 mos. (Over $25,000) -	3.99% - 6.29% 4.49% - 7.79% 4.49% - 8.79% 5.49% - 9.35%
Used Auto, Truck or Boat ('09-'07) 48 mos. - 60 mos. -	5.99% - 8.45% 5.99% - 10.00%
Used Auto, Truck or Boat ('06-'04) 42 mos. - 48 mos. -	6.49% - 9.90% 6.49% - 10.75%
Used Auto, Truck or Boat (2003 & older)	7.49% - 11.95%
Signature (3-36 mos.)	9.00% - 15.75%
Real Estate Adjustable Rate (HELOC) - Fixed Rate/10-Year - Fixed Rate/15-Year - Fixed Rate/20-Year - 5 Year Fixed - One year ARM - 5 year Balloon (up to 30 yrs) -	5.00% - 6.50% 5.00% - 6.50% 5.25% - 7.50% 5.50% - 7.55% 4.90% - 5.75% 4.90% - 5.50%
Share-Certificate Loans - 2% above account rate
Recreational Vehicles & Farm Equipment 80% Value - 90% Value - 100% Value -	5.49% - 11.05% 5.49% - 12.05% 6.49% - 13.05%
Motorcycles 80% Value - 90% Value - 1100% Value -	5.49% - 12.65% 5.49% - 12.90% 6.49% - 13.15%

Home ι What's New ι About Us ι Membership ι Services ι Rates ι Loans ι Contact ι Privacy Policy

©Copyright 2011 Employee Resources Credit Union. All Rights Reserved.
1604 Remke Ave., P.O. Box 987, Lawrenceburg, TN 38464 ι (931) 766-9288 ι Fax: (931) 762-0583

Your savings federally insured to at least
$250,000 and backed by the full faith and credit
of the United States Government. National Credit Union Administration, a U.S. Government Agency.

We do business in accordance
with the Federal Fair Housing Law and
the Equal Credit Opportunity Act.

Website Designed and Maintained by VolCorp Design