Vacation Loans Now Available!
Do you need extra money for this year’s vacation or other summer expenses? ERCU has a vacation loan to help.
Qualifying members can borrow $1,000.00 to $1,500.00 for 12 months at 10% interest. This loan is available thru July 31, 2008, so check with one of our loan officers today.
Fee Change: Effective April 1, 2008
Effective April 1, 2008, our Member Privilege overdraft protection fee and our NSF fee will increase from $22.00 to $25.00 per item.
Pulaski Branch New Location
Our branch office in Pulaski, TN has moved to a new location. We are now located at 1700 West College Street in front of the FRED’s Super Dollar Store. The new branch location offers our members a 2 lane drive thru, a drive up ATM, a night deposit located in the first drive thru lane, lobby teller stations and full access to all services offered at our main office. We are now conveniently located close to Industrial Park, Hwy 64 West and the 64 Bypass.
IRA Accounts -- NOW Available!
ERCU now offers an IRA account program to our members. Both Traditional and Roth IRAs are available. We are able to accept deposits as well as rollovers from existing IRA accounts, 401K plans and other QRPs. Contributions can also be made by payroll deduction and direct deposit. Please contact our office for more information.
Online Check Copies
Need a copy of a check that has cleared your account? You can now get these copies from our Home Banking page. Simply double click on the check number found on either the history page or the account detail page and you will be able to view or print both front and back of the check. For more information, please contact our office.
Savings Funds are Now Available at
ATM Machines
Members can now use their VISA Debit Cards to access funds in their savings accounts. Our Debit Cards are accepted at any ATM machine displaying the CIRRUS or PULSE logos. Merchants displaying the VISA logo will accept our Debit Cards. Contact our office if additional cards are needed or if a PIN number needs to be changed. You can even select your own PIN number if needed.
Community Charter Expanded
Employee Resources Credit Union has received approval to expand our community charter to included Lawrence, Giles and Wayne counties. We can now provide services to anyone who lives, works, worships or attends school in these three counties.
New Real Estate Loan Program
ERCU how offers our members a 20 year mortgage loan with a fixed rate of
6.50% APR for
5 years. Financing is available for up to 80% of property’s appraised value with
no origination fee. Save hundreds in closing costs. Contact a loan officer for more information.
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