Signature Loans

Unsecured signature loans are available in amounts ranging from $500.00 to $7500.00 with approved credit.

Share Secured Loans

Funds in your share/savings or certificate accounts may be used as security for a loan. Interest rates are 2% above the dividend rate you are earning on the share or certificate account.

New Auto and Boat Loans

We loan up to 100% of purchase price with financing up to 72 months depending on loan amounts.

Used Auto & Boat Loans

We finance the purchase of used autos or refinance an existing auto loan up to 100% of the purchase price or NADA retail value for members who qualify.

Recreational Vehicles, Farm Equipment, Motorcycles, Campers

Financing is available for up to 100% of purchase price or NADA retail for qualified borrowers.

1st Mortgage

Members may borrow up to 80% of appraised value of property with maximum loan amount of $160,000.00 for up to 20 years.

2nd Mortgage

Members may borrow up to 80% of appraised value less amount of the 1st mortgage with a maximum loan amount of $160,000.00 for up to 20 years.

Home Equity Line of Credit

Line of credit for up to 80% of appraised value of property less amount of the 1st mortgage.

All loans are subject
to credit approval.
Loan payments may
be made by payroll
deduction, direct deposit
or over-the-counter
transactions.

Loan Application Loan Calculator

How used is that used car?

We recommend Carfax
to help you find out
before you buy.

We do business in
accordance with
the Federal Fair
Housing Law and
the Equal Credit
Opportunity Act.

©Copyright 2005 Employee Resources Credit Union. All Rights Reserved.
1604 Remke Ave., P.O. Box 987, Lawrenceburg, TN 38464 (931) 766-9288 Fax: (931) 762-0583

Your savings federally insured to at least
$100,000 and backed by the full faith and credit
of the United States Government. National Credit Union Administration, a U.S. Government Agency.

We do business in accordance
with the Federal Fair Housing Law and
the Equal Credit Opportunity Act.