Secured/Unsecured Loans

Signature Loans
Unsecured signature loans are available in amounts ranging from $500.00 to $7500.00 with approved credit.

Share Secured Loans
Funds in your share/savings or certificate accounts may be used as security for a loan. Interest rates are 2% above the dividend rate you are earning on the share or certificate account.

New Auto and Boat Loans
We loan up to 100% of purchase price with financing up to 72 months depending on loan amounts.

Used Auto & Boat Loans
We finance the purchase of used autos or refinance an existing auto loan up to 100% of the purchase price or NADA retail value for members who qualify.

Recreational Vehicles, Farm Equipment, Motorcycles, Campers
Financing is available for up to 100% of purchase price or NADA retail for qualified borrowers.

Real Estate

1st Mortgage
Members may borrow up to 80% of appraised value of property with maximum loan amount of $200,000.00 for up to 20 years.

2nd Mortgage
Members may borrow up to 80% of appraised value less amount of the 1st mortgage with a maximum loan amount of $200,000.00 for up to 20 years.

Home Equity Line of Credit
Line of credit for up to 80% of appraised value of property less amount of the 1st mortgage.

Home ι What's New ι About Us ι Membership ι Services ι Rates ι Loans ι Contact ι Privacy Policy

©Copyright 2011 Employee Resources Credit Union. All Rights Reserved.
1604 Remke Ave., P.O. Box 987, Lawrenceburg, TN 38464 ι (931) 766-9288 ι Fax: (931) 762-0583

Your savings federally insured to at least
$250,000 and backed by the full faith and credit
of the United States Government. National Credit Union Administration, a U.S. Government Agency.

We do business in accordance
with the Federal Fair Housing Law and
the Equal Credit Opportunity Act.

Website Designed and Maintained by VolCorp Design